Call report 2013Q1
NORTHERN MICHIGAN BANK & TRUST — 2013Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 233,382,000 | USD | evidence → |
| Total loans | 161,297,000 | USD | evidence → |
| Allowance for loan losses | 3,026,000 | USD | evidence → |
| Securities available for sale | 41,123,000 | USD | evidence → |
| Securities held to maturity | 1,567,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 211,847,000 | USD | evidence → |
| Interest-bearing deposits | 190,251,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,596,000 | USD | evidence → |
| Equity capital | 19,114,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,355,000 | USD | evidence → |
| Interest expense | 395,000 | USD | evidence → |
| Net interest income | 1,960,000 | USD | evidence → |
| Noninterest income | 737,000 | USD | evidence → |
| Noninterest expense | 2,154,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 445,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 445,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,731,000 | USD | evidence → |
| Total capital | 20,058,000 | USD | evidence → |
| Risk-weighted assets | 185,447,000 | USD | evidence → |