Call report 2013Q2
NORTHERN MICHIGAN BANK & TRUST — 2013Q2
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 230,790,000 | USD | evidence → |
| Total loans | 163,170,000 | USD | evidence → |
| Allowance for loan losses | 2,547,000 | USD | evidence → |
| Securities available for sale | 40,838,000 | USD | evidence → |
| Securities held to maturity | 1,464,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,731,000 | USD | evidence → |
| Interest-bearing deposits | 186,269,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,462,000 | USD | evidence → |
| Equity capital | 18,501,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,722,000 | USD | evidence → |
| Interest expense | 765,000 | USD | evidence → |
| Net interest income | 3,957,000 | USD | evidence → |
| Noninterest income | 1,500,000 | USD | evidence → |
| Noninterest expense | 4,314,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 985,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 985,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,948,000 | USD | evidence → |
| Total capital | 20,288,000 | USD | evidence → |
| Risk-weighted assets | 186,958,000 | USD | evidence → |