Call report 2012Q4
NORTHERN MICHIGAN BANK & TRUST — 2012Q4
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 228,085,000 | USD | evidence → |
| Total loans | 158,360,000 | USD | evidence → |
| Allowance for loan losses | 2,905,000 | USD | evidence → |
| Securities available for sale | 40,054,000 | USD | evidence → |
| Securities held to maturity | 1,567,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,442,000 | USD | evidence → |
| Interest-bearing deposits | 182,778,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,664,000 | USD | evidence → |
| Equity capital | 19,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,168,000 | USD | evidence → |
| Interest expense | 1,844,000 | USD | evidence → |
| Net interest income | 8,324,000 | USD | evidence → |
| Noninterest income | 2,911,000 | USD | evidence → |
| Noninterest expense | 8,391,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 2,368,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,368,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,611,000 | USD | evidence → |
| Total capital | 19,882,000 | USD | evidence → |
| Risk-weighted assets | 180,987,000 | USD | evidence → |