Call report 2012Q3
NORTHERN MICHIGAN BANK & TRUST — 2012Q3
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 222,674,000 | USD | evidence → |
| Total loans | 155,666,000 | USD | evidence → |
| Allowance for loan losses | 2,945,000 | USD | evidence → |
| Securities available for sale | 37,322,000 | USD | evidence → |
| Securities held to maturity | 1,574,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 200,609,000 | USD | evidence → |
| Interest-bearing deposits | 177,809,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,800,000 | USD | evidence → |
| Equity capital | 19,450,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,771,000 | USD | evidence → |
| Interest expense | 1,415,000 | USD | evidence → |
| Net interest income | 6,356,000 | USD | evidence → |
| Noninterest income | 2,048,000 | USD | evidence → |
| Noninterest expense | 6,073,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 1,973,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,973,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,570,000 | USD | evidence → |
| Total capital | 19,789,000 | USD | evidence → |
| Risk-weighted assets | 176,833,000 | USD | evidence → |