Call report 2009Q4
NORTHERN MICHIGAN BANK & TRUST — 2009Q4
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 223,523,000 | USD | evidence → |
| Total loans | 150,178,000 | USD | evidence → |
| Allowance for loan losses | 2,213,000 | USD | evidence → |
| Securities available for sale | 47,969,000 | USD | evidence → |
| Securities held to maturity | 36,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,460,000 | USD | evidence → |
| Interest-bearing deposits | 180,881,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,579,000 | USD | evidence → |
| Equity capital | 18,609,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,596,000 | USD | evidence → |
| Interest expense | 3,973,000 | USD | evidence → |
| Net interest income | 7,623,000 | USD | evidence → |
| Noninterest income | 2,695,000 | USD | evidence → |
| Noninterest expense | 8,125,000 | USD | evidence → |
| Provision for loan losses | 525,000 | USD | evidence → |
| Pretax income | 1,684,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,684,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,349,000 | USD | evidence → |
| Total capital | 19,527,000 | USD | evidence → |
| Risk-weighted assets | 174,175,000 | USD | evidence → |