Call report 2010Q1
NORTHERN MICHIGAN BANK & TRUST — 2010Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 212,991,000 | USD | evidence → |
| Total loans | 149,009,000 | USD | evidence → |
| Allowance for loan losses | 2,227,000 | USD | evidence → |
| Securities available for sale | 45,822,000 | USD | evidence → |
| Securities held to maturity | 36,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 191,443,000 | USD | evidence → |
| Interest-bearing deposits | 171,457,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,986,000 | USD | evidence → |
| Equity capital | 18,964,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,653,000 | USD | evidence → |
| Interest expense | 776,000 | USD | evidence → |
| Net interest income | 1,877,000 | USD | evidence → |
| Noninterest income | 561,000 | USD | evidence → |
| Noninterest expense | 1,885,000 | USD | evidence → |
| Provision for loan losses | 85,000 | USD | evidence → |
| Pretax income | 468,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 468,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,532,000 | USD | evidence → |
| Total capital | 19,668,000 | USD | evidence → |
| Risk-weighted assets | 170,768,000 | USD | evidence → |