Call report 2009Q3
NORTHERN MICHIGAN BANK & TRUST — 2009Q3
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 216,878,000 | USD | evidence → |
| Total loans | 152,203,000 | USD | evidence → |
| Allowance for loan losses | 2,079,000 | USD | evidence → |
| Securities available for sale | 43,594,000 | USD | evidence → |
| Securities held to maturity | 44,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,317,000 | USD | evidence → |
| Interest-bearing deposits | 176,073,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,244,000 | USD | evidence → |
| Equity capital | 18,529,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,832,000 | USD | evidence → |
| Interest expense | 3,067,000 | USD | evidence → |
| Net interest income | 5,765,000 | USD | evidence → |
| Noninterest income | 1,913,000 | USD | evidence → |
| Noninterest expense | 6,040,000 | USD | evidence → |
| Provision for loan losses | 405,000 | USD | evidence → |
| Pretax income | 1,249,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,249,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,194,000 | USD | evidence → |
| Total capital | 19,273,000 | USD | evidence → |
| Risk-weighted assets | 172,312,000 | USD | evidence → |