Call report 2008Q2
NORTHERN MICHIGAN BANK & TRUST — 2008Q2
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,519,000 | USD | evidence → |
| Total loans | 151,481,000 | USD | evidence → |
| Allowance for loan losses | 2,134,000 | USD | evidence → |
| Securities available for sale | 34,634,000 | USD | evidence → |
| Securities held to maturity | 77,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 180,606,000 | USD | evidence → |
| Interest-bearing deposits | 159,566,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,040,000 | USD | evidence → |
| Equity capital | 16,046,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,331,000 | USD | evidence → |
| Interest expense | 2,568,000 | USD | evidence → |
| Net interest income | 3,763,000 | USD | evidence → |
| Noninterest income | 1,151,000 | USD | evidence → |
| Noninterest expense | 4,003,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 851,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 851,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,148,000 | USD | evidence → |
| Total capital | 18,261,000 | USD | evidence → |
| Risk-weighted assets | 169,033,000 | USD | evidence → |