Call report 2008Q1
NORTHERN MICHIGAN BANK & TRUST — 2008Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,623,000 | USD | evidence → |
| Total loans | 147,991,000 | USD | evidence → |
| Allowance for loan losses | 2,168,000 | USD | evidence → |
| Securities available for sale | 26,947,000 | USD | evidence → |
| Securities held to maturity | 77,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,709,000 | USD | evidence → |
| Interest-bearing deposits | 157,587,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,122,000 | USD | evidence → |
| Equity capital | 16,876,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,248,000 | USD | evidence → |
| Interest expense | 1,352,000 | USD | evidence → |
| Net interest income | 1,896,000 | USD | evidence → |
| Noninterest income | 588,000 | USD | evidence → |
| Noninterest expense | 2,072,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 382,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 382,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,108,000 | USD | evidence → |
| Total capital | 18,161,000 | USD | evidence → |
| Risk-weighted assets | 164,156,000 | USD | evidence → |