Call report 2008Q3
NORTHERN MICHIGAN BANK & TRUST — 2008Q3
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,214,000 | USD | evidence → |
| Total loans | 156,279,000 | USD | evidence → |
| Allowance for loan losses | 2,138,000 | USD | evidence → |
| Securities available for sale | 33,914,000 | USD | evidence → |
| Securities held to maturity | 76,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,364,000 | USD | evidence → |
| Interest-bearing deposits | 162,029,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,335,000 | USD | evidence → |
| Equity capital | 16,517,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,447,000 | USD | evidence → |
| Interest expense | 3,762,000 | USD | evidence → |
| Net interest income | 5,685,000 | USD | evidence → |
| Noninterest income | 1,700,000 | USD | evidence → |
| Noninterest expense | 5,946,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,349,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,349,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,342,000 | USD | evidence → |
| Total capital | 18,480,000 | USD | evidence → |
| Risk-weighted assets | 173,568,000 | USD | evidence → |