Call report 2007Q4
NORTHERN MICHIGAN BANK & TRUST — 2007Q4
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 198,603,000 | USD | evidence → |
| Total loans | 146,246,000 | USD | evidence → |
| Allowance for loan losses | 2,207,000 | USD | evidence → |
| Securities available for sale | 26,205,000 | USD | evidence → |
| Securities held to maturity | 77,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 178,150,000 | USD | evidence → |
| Interest-bearing deposits | 156,663,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,487,000 | USD | evidence → |
| Equity capital | 16,497,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,962,000 | USD | evidence → |
| Interest expense | 5,304,000 | USD | evidence → |
| Net interest income | 7,658,000 | USD | evidence → |
| Noninterest income | 2,396,000 | USD | evidence → |
| Noninterest expense | 7,672,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 2,284,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,284,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,032,000 | USD | evidence → |
| Total capital | 18,209,000 | USD | evidence → |
| Risk-weighted assets | 174,117,000 | USD | evidence → |