Call report 2007Q3
NORTHERN MICHIGAN BANK & TRUST — 2007Q3
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 194,398,000 | USD | evidence → |
| Total loans | 142,118,000 | USD | evidence → |
| Allowance for loan losses | 2,189,000 | USD | evidence → |
| Securities available for sale | 25,081,000 | USD | evidence → |
| Securities held to maturity | 83,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,228,000 | USD | evidence → |
| Interest-bearing deposits | 150,842,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,386,000 | USD | evidence → |
| Equity capital | 16,114,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,557,000 | USD | evidence → |
| Interest expense | 3,882,000 | USD | evidence → |
| Net interest income | 5,675,000 | USD | evidence → |
| Noninterest income | 1,770,000 | USD | evidence → |
| Noninterest expense | 5,739,000 | USD | evidence → |
| Provision for loan losses | 62,000 | USD | evidence → |
| Pretax income | 1,646,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,646,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,776,000 | USD | evidence → |
| Total capital | 17,869,000 | USD | evidence → |
| Risk-weighted assets | 167,328,000 | USD | evidence → |