Call report 2007Q2
NORTHERN MICHIGAN BANK & TRUST — 2007Q2
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,088,000 | USD | evidence → |
| Total loans | 140,241,000 | USD | evidence → |
| Allowance for loan losses | 2,190,000 | USD | evidence → |
| Securities available for sale | 23,959,000 | USD | evidence → |
| Securities held to maturity | 583,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,194,000 | USD | evidence → |
| Interest-bearing deposits | 146,464,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,730,000 | USD | evidence → |
| Equity capital | 15,491,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,261,000 | USD | evidence → |
| Interest expense | 2,515,000 | USD | evidence → |
| Net interest income | 3,746,000 | USD | evidence → |
| Noninterest income | 1,188,000 | USD | evidence → |
| Noninterest expense | 3,864,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 1,047,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,047,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,525,000 | USD | evidence → |
| Total capital | 17,584,000 | USD | evidence → |
| Risk-weighted assets | 164,550,000 | USD | evidence → |