Call report 2007Q1
NORTHERN MICHIGAN BANK & TRUST — 2007Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,811,000 | USD | evidence → |
| Total loans | 136,218,000 | USD | evidence → |
| Allowance for loan losses | 2,181,000 | USD | evidence → |
| Securities available for sale | 24,150,000 | USD | evidence → |
| Securities held to maturity | 583,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,195,000 | USD | evidence → |
| Interest-bearing deposits | 136,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,374,000 | USD | evidence → |
| Equity capital | 15,410,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,013,000 | USD | evidence → |
| Interest expense | 1,225,000 | USD | evidence → |
| Net interest income | 1,788,000 | USD | evidence → |
| Noninterest income | 585,000 | USD | evidence → |
| Noninterest expense | 1,928,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 443,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 443,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,212,000 | USD | evidence → |
| Total capital | 17,187,000 | USD | evidence → |
| Risk-weighted assets | 157,806,000 | USD | evidence → |