Call report 2006Q4
NORTHERN MICHIGAN BANK & TRUST — 2006Q4
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,861,000 | USD | evidence → |
| Total loans | 132,760,000 | USD | evidence → |
| Allowance for loan losses | 2,171,000 | USD | evidence → |
| Securities available for sale | 25,847,000 | USD | evidence → |
| Securities held to maturity | 581,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,941,000 | USD | evidence → |
| Interest-bearing deposits | 139,646,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,295,000 | USD | evidence → |
| Equity capital | 15,158,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,718,000 | USD | evidence → |
| Interest expense | 4,381,000 | USD | evidence → |
| Net interest income | 7,337,000 | USD | evidence → |
| Noninterest income | 2,404,000 | USD | evidence → |
| Noninterest expense | 7,509,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,082,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 2,071,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,050,000 | USD | evidence → |
| Total capital | 16,990,000 | USD | evidence → |
| Risk-weighted assets | 154,991,000 | USD | evidence → |