Call report 2006Q3
NORTHERN MICHIGAN BANK & TRUST — 2006Q3
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,646,000 | USD | evidence → |
| Total loans | 132,925,000 | USD | evidence → |
| Allowance for loan losses | 2,181,000 | USD | evidence → |
| Securities available for sale | 23,525,000 | USD | evidence → |
| Securities held to maturity | 589,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,061,000 | USD | evidence → |
| Interest-bearing deposits | 137,044,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,017,000 | USD | evidence → |
| Equity capital | 14,738,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,651,000 | USD | evidence → |
| Interest expense | 3,142,000 | USD | evidence → |
| Net interest income | 5,509,000 | USD | evidence → |
| Noninterest income | 1,786,000 | USD | evidence → |
| Noninterest expense | 5,654,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,491,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 1,480,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,751,000 | USD | evidence → |
| Total capital | 16,652,000 | USD | evidence → |
| Risk-weighted assets | 151,800,000 | USD | evidence → |