Call report 2004Q2
NORTHERN MICHIGAN BANK & TRUST — 2004Q2
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,512,000 | USD | evidence → |
| Total loans | 126,037,000 | USD | evidence → |
| Allowance for loan losses | 1,967,000 | USD | evidence → |
| Securities available for sale | 13,985,000 | USD | evidence → |
| Securities held to maturity | 120,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,767,000 | USD | evidence → |
| Interest-bearing deposits | 120,749,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,018,000 | USD | evidence → |
| Equity capital | 12,795,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,364,000 | USD | evidence → |
| Interest expense | 1,127,000 | USD | evidence → |
| Net interest income | 3,237,000 | USD | evidence → |
| Noninterest income | 1,165,000 | USD | evidence → |
| Noninterest expense | 3,399,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 703,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 703,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,841,000 | USD | evidence → |
| Total capital | 14,608,000 | USD | evidence → |
| Risk-weighted assets | 141,176,000 | USD | evidence → |