Call report 2004Q3
NORTHERN MICHIGAN BANK & TRUST — 2004Q3
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,752,000 | USD | evidence → |
| Total loans | 131,181,000 | USD | evidence → |
| Allowance for loan losses | 2,024,000 | USD | evidence → |
| Securities available for sale | 12,938,000 | USD | evidence → |
| Securities held to maturity | 118,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,948,000 | USD | evidence → |
| Interest-bearing deposits | 121,450,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,498,000 | USD | evidence → |
| Equity capital | 13,260,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,691,000 | USD | evidence → |
| Interest expense | 1,702,000 | USD | evidence → |
| Net interest income | 4,989,000 | USD | evidence → |
| Noninterest income | 1,732,000 | USD | evidence → |
| Noninterest expense | 4,965,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 1,307,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,307,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,154,000 | USD | evidence → |
| Total capital | 14,983,000 | USD | evidence → |
| Risk-weighted assets | 146,115,000 | USD | evidence → |