Call report 2004Q1
NORTHERN MICHIGAN BANK & TRUST — 2004Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,458,000 | USD | evidence → |
| Total loans | 122,336,000 | USD | evidence → |
| Allowance for loan losses | 1,815,000 | USD | evidence → |
| Securities available for sale | 15,911,000 | USD | evidence → |
| Securities held to maturity | 122,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,786,000 | USD | evidence → |
| Interest-bearing deposits | 119,297,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,489,000 | USD | evidence → |
| Equity capital | 12,907,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,161,000 | USD | evidence → |
| Interest expense | 563,000 | USD | evidence → |
| Net interest income | 1,598,000 | USD | evidence → |
| Noninterest income | 580,000 | USD | evidence → |
| Noninterest expense | 1,715,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 313,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,742,000 | USD | evidence → |
| Total capital | 14,459,000 | USD | evidence → |
| Risk-weighted assets | 137,275,000 | USD | evidence → |