Call report 2003Q2
NORTHERN MICHIGAN BANK & TRUST — 2003Q2
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 163,045,000 | USD | evidence → |
| Total loans | 116,870,000 | USD | evidence → |
| Allowance for loan losses | 1,560,000 | USD | evidence → |
| Securities available for sale | 22,479,000 | USD | evidence → |
| Securities held to maturity | 137,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,575,000 | USD | evidence → |
| Interest-bearing deposits | 118,161,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,414,000 | USD | evidence → |
| Equity capital | 12,435,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,985,000 | USD | evidence → |
| Interest expense | 1,246,000 | USD | evidence → |
| Net interest income | 3,739,000 | USD | evidence → |
| Noninterest income | 1,278,000 | USD | evidence → |
| Noninterest expense | 3,219,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 1,510,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,510,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,269,000 | USD | evidence → |
| Total capital | 13,829,000 | USD | evidence → |
| Risk-weighted assets | 136,225,000 | USD | evidence → |