Call report 2003Q3
NORTHERN MICHIGAN BANK & TRUST — 2003Q3
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,544,000 | USD | evidence → |
| Total loans | 119,745,000 | USD | evidence → |
| Allowance for loan losses | 1,609,000 | USD | evidence → |
| Securities available for sale | 20,707,000 | USD | evidence → |
| Securities held to maturity | 134,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,067,000 | USD | evidence → |
| Interest-bearing deposits | 121,638,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,429,000 | USD | evidence → |
| Equity capital | 12,518,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,385,000 | USD | evidence → |
| Interest expense | 1,849,000 | USD | evidence → |
| Net interest income | 5,536,000 | USD | evidence → |
| Noninterest income | 1,959,000 | USD | evidence → |
| Noninterest expense | 4,920,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 2,137,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,137,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,481,000 | USD | evidence → |
| Total capital | 14,090,000 | USD | evidence → |
| Risk-weighted assets | 135,740,000 | USD | evidence → |