Call report 2003Q1
NORTHERN MICHIGAN BANK & TRUST — 2003Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 152,228,000 | USD | evidence → |
| Total loans | 115,343,000 | USD | evidence → |
| Allowance for loan losses | 1,534,000 | USD | evidence → |
| Securities available for sale | 16,243,000 | USD | evidence → |
| Securities held to maturity | 140,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 134,401,000 | USD | evidence → |
| Interest-bearing deposits | 117,379,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,022,000 | USD | evidence → |
| Equity capital | 12,128,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,439,000 | USD | evidence → |
| Interest expense | 627,000 | USD | evidence → |
| Net interest income | 1,812,000 | USD | evidence → |
| Noninterest income | 614,000 | USD | evidence → |
| Noninterest expense | 1,600,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 676,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 676,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,903,000 | USD | evidence → |
| Total capital | 13,437,000 | USD | evidence → |
| Risk-weighted assets | 129,335,000 | USD | evidence → |