Call report 2002Q4
NORTHERN MICHIGAN BANK & TRUST — 2002Q4
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,068,000 | USD | evidence → |
| Total loans | 115,306,000 | USD | evidence → |
| Allowance for loan losses | 1,391,000 | USD | evidence → |
| Securities available for sale | 12,695,000 | USD | evidence → |
| Securities held to maturity | 149,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,435,000 | USD | evidence → |
| Interest-bearing deposits | 117,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,546,000 | USD | evidence → |
| Equity capital | 11,892,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,021,000 | USD | evidence → |
| Interest expense | 3,052,000 | USD | evidence → |
| Net interest income | 6,969,000 | USD | evidence → |
| Noninterest income | 2,674,000 | USD | evidence → |
| Noninterest expense | 6,352,000 | USD | evidence → |
| Provision for loan losses | 460,000 | USD | evidence → |
| Pretax income | 2,834,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,834,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,587,000 | USD | evidence → |
| Total capital | 12,978,000 | USD | evidence → |
| Risk-weighted assets | 126,229,000 | USD | evidence → |