Call report 2005Q2
CITIZENS SAVINGS BANK — 2005Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,816,000 | USD | evidence → |
| Total loans | 25,837,000 | USD | evidence → |
| Allowance for loan losses | 483,000 | USD | evidence → |
| Securities available for sale | 7,952,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 29,176,000 | USD | evidence → |
| Interest-bearing deposits | 25,132,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,044,000 | USD | evidence → |
| Equity capital | 3,986,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,029,000 | USD | evidence → |
| Interest expense | 298,000 | USD | evidence → |
| Net interest income | 731,000 | USD | evidence → |
| Noninterest income | 79,000 | USD | evidence → |
| Noninterest expense | 417,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 366,000 | USD | evidence → |
| Income tax | 118,000 | USD | evidence → |
| Net income | 248,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,962,000 | USD | evidence → |
| Total capital | 4,316,000 | USD | evidence → |
| Risk-weighted assets | 28,166,000 | USD | evidence → |