Call report 2005Q3
CITIZENS SAVINGS BANK — 2005Q3
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 37,546,000 | USD | evidence → |
| Total loans | 26,804,000 | USD | evidence → |
| Allowance for loan losses | 497,000 | USD | evidence → |
| Securities available for sale | 8,102,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,757,000 | USD | evidence → |
| Interest-bearing deposits | 24,951,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,806,000 | USD | evidence → |
| Equity capital | 4,072,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,563,000 | USD | evidence → |
| Interest expense | 470,000 | USD | evidence → |
| Net interest income | 1,093,000 | USD | evidence → |
| Noninterest income | 128,000 | USD | evidence → |
| Noninterest expense | 637,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 544,000 | USD | evidence → |
| Income tax | 175,000 | USD | evidence → |
| Net income | 369,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,082,000 | USD | evidence → |
| Total capital | 4,449,000 | USD | evidence → |
| Risk-weighted assets | 29,197,000 | USD | evidence → |