Call report 2005Q1
CITIZENS SAVINGS BANK — 2005Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,741,000 | USD | evidence → |
| Total loans | 25,499,000 | USD | evidence → |
| Allowance for loan losses | 469,000 | USD | evidence → |
| Securities available for sale | 7,573,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,775,000 | USD | evidence → |
| Interest-bearing deposits | 25,057,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,718,000 | USD | evidence → |
| Equity capital | 3,804,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 509,000 | USD | evidence → |
| Interest expense | 143,000 | USD | evidence → |
| Net interest income | 366,000 | USD | evidence → |
| Noninterest income | 40,000 | USD | evidence → |
| Noninterest expense | 207,000 | USD | evidence → |
| Provision for loan losses | 13,000 | USD | evidence → |
| Pretax income | 186,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,839,000 | USD | evidence → |
| Total capital | 4,182,000 | USD | evidence → |
| Risk-weighted assets | 27,338,000 | USD | evidence → |