Call report 2004Q4
CITIZENS SAVINGS BANK — 2004Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,437,000 | USD | evidence → |
| Total loans | 25,148,000 | USD | evidence → |
| Allowance for loan losses | 441,000 | USD | evidence → |
| Securities available for sale | 7,748,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 29,543,000 | USD | evidence → |
| Interest-bearing deposits | 24,767,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,776,000 | USD | evidence → |
| Equity capital | 3,766,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,010,000 | USD | evidence → |
| Interest expense | 530,000 | USD | evidence → |
| Net interest income | 1,480,000 | USD | evidence → |
| Noninterest income | 134,000 | USD | evidence → |
| Noninterest expense | 1,035,000 | USD | evidence → |
| Provision for loan losses | 54,000 | USD | evidence → |
| Pretax income | 544,000 | USD | evidence → |
| Income tax | 170,000 | USD | evidence → |
| Net income | 374,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,713,000 | USD | evidence → |
| Total capital | 4,058,000 | USD | evidence → |
| Risk-weighted assets | 27,466,000 | USD | evidence → |