Call report 2025Q3
MINNESOTA LAKES BANK — 2025Q3
The 22 measures MINNESOTA LAKES BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,273,000 | USD | evidence → |
| Total loans | 82,422,000 | USD | evidence → |
| Allowance for loan losses | 1,904,000 | USD | evidence → |
| Securities available for sale | 21,990,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,192,000 | USD | evidence → |
| Interest-bearing deposits | 74,632,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,560,000 | USD | evidence → |
| Equity capital | 14,897,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,206,000 | USD | evidence → |
| Interest expense | 309,000 | USD | evidence → |
| Net interest income | 4,897,000 | USD | evidence → |
| Noninterest income | 849,000 | USD | evidence → |
| Noninterest expense | 3,895,000 | USD | evidence → |
| Provision for loan losses | 1,283,000 | USD | evidence → |
| Pretax income | 592,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 587,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,933,000 | USD | evidence → |
| Total capital | 14,011,000 | USD | evidence → |
| Risk-weighted assets | 85,419,000 | USD | evidence → |