Call report 2025Q2
MINNESOTA LAKES BANK — 2025Q2
The 22 measures MINNESOTA LAKES BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,218,000 | USD | evidence → |
| Total loans | 84,042,000 | USD | evidence → |
| Allowance for loan losses | 1,885,000 | USD | evidence → |
| Securities available for sale | 23,150,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,639,000 | USD | evidence → |
| Interest-bearing deposits | 74,706,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,933,000 | USD | evidence → |
| Equity capital | 14,504,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,419,000 | USD | evidence → |
| Interest expense | 185,000 | USD | evidence → |
| Net interest income | 3,234,000 | USD | evidence → |
| Noninterest income | 560,000 | USD | evidence → |
| Noninterest expense | 2,563,000 | USD | evidence → |
| Provision for loan losses | 1,269,000 | USD | evidence → |
| Pretax income | -14,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | -19,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,626,000 | USD | evidence → |
| Total capital | 13,735,000 | USD | evidence → |
| Risk-weighted assets | 87,963,000 | USD | evidence → |