Call report 2025Q4
MINNESOTA LAKES BANK — 2025Q4
The 22 measures MINNESOTA LAKES BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 128,779,000 | USD | evidence → |
| Total loans | 81,046,000 | USD | evidence → |
| Allowance for loan losses | 555,000 | USD | evidence → |
| Securities available for sale | 20,921,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,420,000 | USD | evidence → |
| Interest-bearing deposits | 77,640,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,780,000 | USD | evidence → |
| Equity capital | 15,223,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,041,000 | USD | evidence → |
| Interest expense | 416,000 | USD | evidence → |
| Net interest income | 6,625,000 | USD | evidence → |
| Noninterest income | 1,108,000 | USD | evidence → |
| Noninterest expense | 5,251,000 | USD | evidence → |
| Provision for loan losses | 1,298,000 | USD | evidence → |
| Pretax income | 1,208,000 | USD | evidence → |
| Income tax | 73,000 | USD | evidence → |
| Net income | 1,135,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,181,000 | USD | evidence → |
| Total capital | 13,765,000 | USD | evidence → |
| Risk-weighted assets | 85,015,000 | USD | evidence → |