Call report 2008Q1
BAY BANK — 2008Q1
The 22 measures BAY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,865,000 | USD | evidence → |
| Total loans | 56,779,000 | USD | evidence → |
| Allowance for loan losses | 640,000 | USD | evidence → |
| Securities available for sale | 13,192,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,407,000 | USD | evidence → |
| Interest-bearing deposits | 52,722,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,685,000 | USD | evidence → |
| Equity capital | 8,437,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,410,000 | USD | evidence → |
| Interest expense | 582,000 | USD | evidence → |
| Net interest income | 828,000 | USD | evidence → |
| Noninterest income | 95,000 | USD | evidence → |
| Noninterest expense | 825,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 79,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 52,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,331,000 | USD | evidence → |
| Total capital | 8,949,000 | USD | evidence → |
| Risk-weighted assets | 54,287,000 | USD | evidence → |