Call report 2008Q2
BAY BANK — 2008Q2
The 22 measures BAY BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,336,000 | USD | evidence → |
| Total loans | 56,941,000 | USD | evidence → |
| Allowance for loan losses | 670,000 | USD | evidence → |
| Securities available for sale | 12,370,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,412,000 | USD | evidence → |
| Interest-bearing deposits | 53,229,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,183,000 | USD | evidence → |
| Equity capital | 8,279,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,849,000 | USD | evidence → |
| Interest expense | 1,112,000 | USD | evidence → |
| Net interest income | 1,737,000 | USD | evidence → |
| Noninterest income | 191,000 | USD | evidence → |
| Noninterest expense | 1,650,000 | USD | evidence → |
| Provision for loan losses | 123,000 | USD | evidence → |
| Pretax income | 176,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 116,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,328,000 | USD | evidence → |
| Total capital | 8,998,000 | USD | evidence → |
| Risk-weighted assets | 55,575,000 | USD | evidence → |