Call report 2007Q4
BAY BANK — 2007Q4
The 22 measures BAY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,753,000 | USD | evidence → |
| Total loans | 55,680,000 | USD | evidence → |
| Allowance for loan losses | 602,000 | USD | evidence → |
| Securities available for sale | 13,066,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,681,000 | USD | evidence → |
| Interest-bearing deposits | 51,126,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,556,000 | USD | evidence → |
| Equity capital | 8,281,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,631,000 | USD | evidence → |
| Interest expense | 2,063,000 | USD | evidence → |
| Net interest income | 3,568,000 | USD | evidence → |
| Noninterest income | 582,000 | USD | evidence → |
| Noninterest expense | 3,186,000 | USD | evidence → |
| Provision for loan losses | 142,000 | USD | evidence → |
| Pretax income | 822,000 | USD | evidence → |
| Income tax | 277,000 | USD | evidence → |
| Net income | 545,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,214,000 | USD | evidence → |
| Total capital | 8,816,000 | USD | evidence → |
| Risk-weighted assets | 51,686,000 | USD | evidence → |