Call report 2007Q3
BAY BANK — 2007Q3
The 22 measures BAY BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,080,000 | USD | evidence → |
| Total loans | 52,169,000 | USD | evidence → |
| Allowance for loan losses | 577,000 | USD | evidence → |
| Securities available for sale | 12,673,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,342,000 | USD | evidence → |
| Interest-bearing deposits | 45,339,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,003,000 | USD | evidence → |
| Equity capital | 8,118,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,160,000 | USD | evidence → |
| Interest expense | 1,486,000 | USD | evidence → |
| Net interest income | 2,674,000 | USD | evidence → |
| Noninterest income | 477,000 | USD | evidence → |
| Noninterest expense | 2,330,000 | USD | evidence → |
| Provision for loan losses | 111,000 | USD | evidence → |
| Pretax income | 710,000 | USD | evidence → |
| Income tax | 238,000 | USD | evidence → |
| Net income | 472,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,055,000 | USD | evidence → |
| Total capital | 8,632,000 | USD | evidence → |
| Risk-weighted assets | 48,520,000 | USD | evidence → |