Call report 2007Q2
BAY BANK — 2007Q2
The 22 measures BAY BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 67,331,000 | USD | evidence → |
| Total loans | 49,317,000 | USD | evidence → |
| Allowance for loan losses | 525,000 | USD | evidence → |
| Securities available for sale | 11,542,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,687,000 | USD | evidence → |
| Interest-bearing deposits | 44,542,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,146,000 | USD | evidence → |
| Equity capital | 7,766,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,631,000 | USD | evidence → |
| Interest expense | 945,000 | USD | evidence → |
| Net interest income | 1,686,000 | USD | evidence → |
| Noninterest income | 198,000 | USD | evidence → |
| Noninterest expense | 1,469,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 355,000 | USD | evidence → |
| Income tax | 121,000 | USD | evidence → |
| Net income | 234,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,636,000 | USD | evidence → |
| Total capital | 8,161,000 | USD | evidence → |
| Risk-weighted assets | 45,791,000 | USD | evidence → |