Call report 2007Q1
BAY BANK — 2007Q1
The 22 measures BAY BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,935,000 | USD | evidence → |
| Total loans | 45,986,000 | USD | evidence → |
| Allowance for loan losses | 541,000 | USD | evidence → |
| Securities available for sale | 11,581,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,957,000 | USD | evidence → |
| Interest-bearing deposits | 42,636,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,321,000 | USD | evidence → |
| Equity capital | 7,725,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,251,000 | USD | evidence → |
| Interest expense | 463,000 | USD | evidence → |
| Net interest income | 788,000 | USD | evidence → |
| Noninterest income | 94,000 | USD | evidence → |
| Noninterest expense | 743,000 | USD | evidence → |
| Provision for loan losses | 14,000 | USD | evidence → |
| Pretax income | 125,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 83,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,463,000 | USD | evidence → |
| Total capital | 7,998,000 | USD | evidence → |
| Risk-weighted assets | 42,786,000 | USD | evidence → |