Call report 2006Q2
BAY BANK — 2006Q2
The 22 measures BAY BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,210,000 | USD | evidence → |
| Total loans | 41,028,000 | USD | evidence → |
| Allowance for loan losses | 529,000 | USD | evidence → |
| Securities available for sale | 9,685,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,044,000 | USD | evidence → |
| Interest-bearing deposits | 38,524,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,520,000 | USD | evidence → |
| Equity capital | 4,190,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,243,000 | USD | evidence → |
| Interest expense | 658,000 | USD | evidence → |
| Net interest income | 1,585,000 | USD | evidence → |
| Noninterest income | 175,000 | USD | evidence → |
| Noninterest expense | 1,232,000 | USD | evidence → |
| Provision for loan losses | 157,000 | USD | evidence → |
| Pretax income | 371,000 | USD | evidence → |
| Income tax | 126,000 | USD | evidence → |
| Net income | 245,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,952,000 | USD | evidence → |
| Total capital | 4,437,000 | USD | evidence → |
| Risk-weighted assets | 38,032,000 | USD | evidence → |