Call report 2006Q1
BAY BANK — 2006Q1
The 22 measures BAY BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,529,000 | USD | evidence → |
| Total loans | 39,277,000 | USD | evidence → |
| Allowance for loan losses | 468,000 | USD | evidence → |
| Securities available for sale | 9,598,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,223,000 | USD | evidence → |
| Interest-bearing deposits | 38,857,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,366,000 | USD | evidence → |
| Equity capital | 4,080,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,078,000 | USD | evidence → |
| Interest expense | 315,000 | USD | evidence → |
| Net interest income | 763,000 | USD | evidence → |
| Noninterest income | 79,000 | USD | evidence → |
| Noninterest expense | 615,000 | USD | evidence → |
| Provision for loan losses | 111,000 | USD | evidence → |
| Pretax income | 116,000 | USD | evidence → |
| Income tax | 39,000 | USD | evidence → |
| Net income | 77,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,695,000 | USD | evidence → |
| Total capital | 4,162,000 | USD | evidence → |
| Risk-weighted assets | 36,608,000 | USD | evidence → |