Call report 2006Q3
BAY BANK — 2006Q3
The 22 measures BAY BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 57,990,000 | USD | evidence → |
| Total loans | 39,828,000 | USD | evidence → |
| Allowance for loan losses | 549,000 | USD | evidence → |
| Securities available for sale | 11,518,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,993,000 | USD | evidence → |
| Interest-bearing deposits | 37,796,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,196,000 | USD | evidence → |
| Equity capital | 7,409,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,460,000 | USD | evidence → |
| Interest expense | 1,062,000 | USD | evidence → |
| Net interest income | 2,398,000 | USD | evidence → |
| Noninterest income | 274,000 | USD | evidence → |
| Noninterest expense | 1,908,000 | USD | evidence → |
| Provision for loan losses | 173,000 | USD | evidence → |
| Pretax income | 591,000 | USD | evidence → |
| Income tax | 199,000 | USD | evidence → |
| Net income | 392,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,073,000 | USD | evidence → |
| Total capital | 7,540,000 | USD | evidence → |
| Risk-weighted assets | 37,265,000 | USD | evidence → |