Call report 2005Q4
BAY BANK — 2005Q4
The 22 measures BAY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,758,000 | USD | evidence → |
| Total loans | 35,548,000 | USD | evidence → |
| Allowance for loan losses | 380,000 | USD | evidence → |
| Securities available for sale | 9,439,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,120,000 | USD | evidence → |
| Interest-bearing deposits | 37,569,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,551,000 | USD | evidence → |
| Equity capital | 3,893,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,964,000 | USD | evidence → |
| Interest expense | 710,000 | USD | evidence → |
| Net interest income | 2,254,000 | USD | evidence → |
| Noninterest income | 298,000 | USD | evidence → |
| Noninterest expense | 2,083,000 | USD | evidence → |
| Provision for loan losses | 118,000 | USD | evidence → |
| Pretax income | 351,000 | USD | evidence → |
| Income tax | 119,000 | USD | evidence → |
| Net income | 232,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,446,000 | USD | evidence → |
| Total capital | 3,826,000 | USD | evidence → |
| Risk-weighted assets | 33,061,000 | USD | evidence → |