Call report 2005Q3
BAY BANK — 2005Q3
The 22 measures BAY BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,452,000 | USD | evidence → |
| Total loans | 32,122,000 | USD | evidence → |
| Allowance for loan losses | 336,000 | USD | evidence → |
| Securities available for sale | 8,966,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,560,000 | USD | evidence → |
| Interest-bearing deposits | 32,349,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,212,000 | USD | evidence → |
| Equity capital | 3,596,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,022,000 | USD | evidence → |
| Interest expense | 462,000 | USD | evidence → |
| Net interest income | 1,560,000 | USD | evidence → |
| Noninterest income | 232,000 | USD | evidence → |
| Noninterest expense | 1,505,000 | USD | evidence → |
| Provision for loan losses | 82,000 | USD | evidence → |
| Pretax income | 205,000 | USD | evidence → |
| Income tax | 55,000 | USD | evidence → |
| Net income | 150,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,000,000 | USD | evidence → |
| Total capital | 3,336,000 | USD | evidence → |
| Risk-weighted assets | 29,374,000 | USD | evidence → |