Call report 2005Q2
BAY BANK — 2005Q2
The 22 measures BAY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,604,000 | USD | evidence → |
| Total loans | 29,477,000 | USD | evidence → |
| Allowance for loan losses | 295,000 | USD | evidence → |
| Securities available for sale | 9,414,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,910,000 | USD | evidence → |
| Interest-bearing deposits | 31,255,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,654,000 | USD | evidence → |
| Equity capital | 3,521,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,244,000 | USD | evidence → |
| Interest expense | 266,000 | USD | evidence → |
| Net interest income | 978,000 | USD | evidence → |
| Noninterest income | 137,000 | USD | evidence → |
| Noninterest expense | 955,000 | USD | evidence → |
| Provision for loan losses | 54,000 | USD | evidence → |
| Pretax income | 106,000 | USD | evidence → |
| Income tax | 36,000 | USD | evidence → |
| Net income | 70,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,854,000 | USD | evidence → |
| Total capital | 3,149,000 | USD | evidence → |
| Risk-weighted assets | 26,999,000 | USD | evidence → |