Call report 2005Q1
BAY BANK — 2005Q1
The 22 measures BAY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,202,000 | USD | evidence → |
| Total loans | 23,092,000 | USD | evidence → |
| Allowance for loan losses | 243,000 | USD | evidence → |
| Securities available for sale | 8,854,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 33,013,000 | USD | evidence → |
| Interest-bearing deposits | 27,945,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,068,000 | USD | evidence → |
| Equity capital | 3,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 545,000 | USD | evidence → |
| Interest expense | 122,000 | USD | evidence → |
| Net interest income | 423,000 | USD | evidence → |
| Noninterest income | 66,000 | USD | evidence → |
| Noninterest expense | 454,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 34,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 23,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,564,000 | USD | evidence → |
| Total capital | 2,807,000 | USD | evidence → |
| Risk-weighted assets | 23,704,000 | USD | evidence → |