Call report 2004Q4
BAY BANK — 2004Q4
The 22 measures BAY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,777,000 | USD | evidence → |
| Total loans | 21,244,000 | USD | evidence → |
| Allowance for loan losses | 242,000 | USD | evidence → |
| Securities available for sale | 9,336,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,234,000 | USD | evidence → |
| Interest-bearing deposits | 27,792,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,442,000 | USD | evidence → |
| Equity capital | 3,312,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,811,000 | USD | evidence → |
| Interest expense | 386,000 | USD | evidence → |
| Net interest income | 1,425,000 | USD | evidence → |
| Noninterest income | 251,000 | USD | evidence → |
| Noninterest expense | 1,644,000 | USD | evidence → |
| Provision for loan losses | -79,000 | USD | evidence → |
| Pretax income | 111,000 | USD | evidence → |
| Income tax | 39,000 | USD | evidence → |
| Net income | 72,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,594,000 | USD | evidence → |
| Total capital | 2,836,000 | USD | evidence → |
| Risk-weighted assets | 23,407,000 | USD | evidence → |