Call report 2004Q3
BAY BANK — 2004Q3
The 22 measures BAY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 33,775,000 | USD | evidence → |
| Total loans | 20,740,000 | USD | evidence → |
| Allowance for loan losses | 250,000 | USD | evidence → |
| Securities available for sale | 7,334,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,195,000 | USD | evidence → |
| Interest-bearing deposits | 25,069,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,125,000 | USD | evidence → |
| Equity capital | 3,264,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,306,000 | USD | evidence → |
| Interest expense | 269,000 | USD | evidence → |
| Net interest income | 1,037,000 | USD | evidence → |
| Noninterest income | 191,000 | USD | evidence → |
| Noninterest expense | 1,172,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 29,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 19,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,512,000 | USD | evidence → |
| Total capital | 2,762,000 | USD | evidence → |
| Risk-weighted assets | 22,352,000 | USD | evidence → |