Call report 2004Q2
BAY BANK — 2004Q2
The 22 measures BAY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 32,044,000 | USD | evidence → |
| Total loans | 21,271,000 | USD | evidence → |
| Allowance for loan losses | 222,000 | USD | evidence → |
| Securities available for sale | 5,337,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,957,000 | USD | evidence → |
| Interest-bearing deposits | 22,351,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,606,000 | USD | evidence → |
| Equity capital | 3,164,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 877,000 | USD | evidence → |
| Interest expense | 160,000 | USD | evidence → |
| Net interest income | 717,000 | USD | evidence → |
| Noninterest income | 116,000 | USD | evidence → |
| Noninterest expense | 751,000 | USD | evidence → |
| Provision for loan losses | 26,000 | USD | evidence → |
| Pretax income | 56,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 37,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,531,000 | USD | evidence → |
| Total capital | 2,753,000 | USD | evidence → |
| Risk-weighted assets | 22,200,000 | USD | evidence → |