Call report 2004Q1
BAY BANK — 2004Q1
The 22 measures BAY BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,795,000 | USD | evidence → |
| Total loans | 19,587,000 | USD | evidence → |
| Allowance for loan losses | 244,000 | USD | evidence → |
| Securities available for sale | 5,274,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,157,000 | USD | evidence → |
| Interest-bearing deposits | 20,376,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,781,000 | USD | evidence → |
| Equity capital | 3,168,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 400,000 | USD | evidence → |
| Interest expense | 77,000 | USD | evidence → |
| Net interest income | 323,000 | USD | evidence → |
| Noninterest income | 56,000 | USD | evidence → |
| Noninterest expense | 358,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 12,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 5,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,396,000 | USD | evidence → |
| Total capital | 2,633,000 | USD | evidence → |
| Risk-weighted assets | 18,954,000 | USD | evidence → |