Call report 2003Q4
BAY BANK — 2003Q4
The 22 measures BAY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,133,000 | USD | evidence → |
| Total loans | 17,120,000 | USD | evidence → |
| Allowance for loan losses | 235,000 | USD | evidence → |
| Securities available for sale | 5,364,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 20,212,000 | USD | evidence → |
| Interest-bearing deposits | 17,761,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,451,000 | USD | evidence → |
| Equity capital | 2,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,378,000 | USD | evidence → |
| Interest expense | 324,000 | USD | evidence → |
| Net interest income | 1,054,000 | USD | evidence → |
| Noninterest income | 214,000 | USD | evidence → |
| Noninterest expense | 1,483,000 | USD | evidence → |
| Provision for loan losses | 216,000 | USD | evidence → |
| Pretax income | -373,000 | USD | evidence → |
| Income tax | -135,000 | USD | evidence → |
| Net income | -238,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,154,000 | USD | evidence → |
| Total capital | 2,371,000 | USD | evidence → |
| Risk-weighted assets | 17,399,000 | USD | evidence → |