Call report 2003Q3
BAY BANK — 2003Q3
The 22 measures BAY BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 23,785,000 | USD | evidence → |
| Total loans | 15,407,000 | USD | evidence → |
| Allowance for loan losses | 223,000 | USD | evidence → |
| Securities available for sale | 5,077,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 19,461,000 | USD | evidence → |
| Interest-bearing deposits | 3,053,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,408,000 | USD | evidence → |
| Equity capital | 2,951,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,014,000 | USD | evidence → |
| Interest expense | 262,000 | USD | evidence → |
| Net interest income | 752,000 | USD | evidence → |
| Noninterest income | 157,000 | USD | evidence → |
| Noninterest expense | 1,057,000 | USD | evidence → |
| Provision for loan losses | 202,000 | USD | evidence → |
| Pretax income | -291,000 | USD | evidence → |
| Income tax | -107,000 | USD | evidence → |
| Net income | -184,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,157,000 | USD | evidence → |
| Total capital | 2,346,000 | USD | evidence → |
| Risk-weighted assets | 15,162,000 | USD | evidence → |