Call report 2005Q1
CITIZENS BANK — 2005Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,449,000 | USD | evidence → |
| Total loans | 17,836,000 | USD | evidence → |
| Allowance for loan losses | 222,000 | USD | evidence → |
| Securities available for sale | 10,575,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,036,000 | USD | evidence → |
| Interest-bearing deposits | 19,462,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,574,000 | USD | evidence → |
| Equity capital | 3,468,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 392,000 | USD | evidence → |
| Interest expense | 113,000 | USD | evidence → |
| Net interest income | 279,000 | USD | evidence → |
| Noninterest income | 100,000 | USD | evidence → |
| Noninterest expense | 269,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 110,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 105,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,572,000 | USD | evidence → |
| Total capital | 3,794,000 | USD | evidence → |
| Risk-weighted assets | 20,366,000 | USD | evidence → |